Nº 01AGRICULTURE
PM Kisan Samman Nidhi: who actually gets paid and when
Direct income support of ₹6,000/year to landholding farmer families, paid in three equal instalments.
4 MIN · APR 10, 2025READ →
ESTD · 2024 · NEW DELHI · ISSUE Nº 47
Government schemes,finally explained.
Independent guides to PM Kisan, Ayushman Bharat, MUDRA loans, PM Awas Yojana — written by researchers, not bureaucrats.
2,400+
Schemes tracked
28
States covered
0
Sponsored placements
30d
Re-audit cycle
§ 01BROWSE BY COVERAGE
Find the scheme that fits your situation.
Nº 01
Central Schemes
Agriculture, housing, health, education — pan-India programmes from Delhi.
1,240 guides
Nº 02
State Benefits
State-specific yojanas and subsidies, indexed by region.
1,180 guides
Nº 03
How-To Guides
Application steps, document lists, and portal walkthroughs.
320 guides
Nº 04
Eligibility Checker
Who qualifies, income limits, age bands — answered in under a minute.
Interactive tool
§ 02EDITOR'S DESK · UPDATED WEEKLY · RANKED BY READERS
Most-read this month.
VIEW ARCHIVE →Nº 02HEALTH
Ayushman Bharat (PM-JAY): coverage limits, actually explained
₹5 lakh/year cashless hospital cover for ~55 crore beneficiaries from low-income families.
5 MIN · APR 11, 2025READ →
Nº 03FINANCE
Pradhan Mantri MUDRA Yojana: the real math, no jargon
Collateral-free loans up to ₹20 lakh for non-corporate, non-farm small business enterprises.
6 MIN · APR 12, 2025READ →
Nº 04HOUSING
PM Awas Yojana (Urban): what counts as a 'pucca house'
Interest subsidy and central assistance for urban poor and middle-income families building their first home.
7 MIN · APR 13, 2025READ →
Nº 05WELFARE
PM Ujjwala Yojana: stacking with central benefits
Free LPG connection and subsidised refills for adult women from poor households.
4 MIN · APR 14, 2025READ →
Nº 06FINANCE
Sukanya Samriddhi Yojana: the real math, no jargon
Long-term savings scheme for the girl child with tax-free interest and 21-year maturity.
5 MIN · APR 15, 2025READ →
§ 03 · THE SCHEME DIGEST
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